Terms Of Use For Users

  1. To facilitate the sale and purchase of services/product/advisory of tarders (“Trader(s)”) to the investors (“Investor(s)”) (the Trader(s) and the Investor(s) are hereinafter together referred to as “Users”/“You”/“Your”) over the platform of aggregator i.e. multibagger.com (hereinafter referred to as "Website" which expression shall also refer to the mobile application, online portals owned and operated by Multibagger).
  2. This document (“Terms of Use”) s an electronic record in terms of the Information Technology Act, 2000 and rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
  3. This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 that require acceptance of rules and regulations, Terms of Use, privacy policy, etc for access or usage of services on the Website is owned by Multibagger a company incorporated under the provisions of the Companies Act, having its registered office at Villa 35, Suraksha Fair View Ville, Belthur, Kadugodi, Bangalore Bangalore Ka 560067 In (hereinafter referred to as “Multibagger”/“We”/ “Us”/ “Our” which expression shall mean and include its successors-in-interest and assigns as the case may be).
  4. Definitions -
    • “Trader(s)” shall mean any natural person, limited or unlimited liability company, corporation, partnership (whether limited or unlimited), proprietorship, Hindu undivided family, trust, union, association, government or any agency or political subdivision thereof or any other entity that may be treated as a person under Law, who signed up to the Website as an Trader through the sign-up options provided on the Website by Multibagger.
    • "Trader Info” shall mean such information about the Trader including but not limited to the Trader’s registration information, name, registration certificate, past Advisory performance record that may be collected by Multibagger.
    • “Advisory” shall mean advice relating to
      • investing in, purchasing, selling, or otherwise dealing in securities or investment products, and advice on investment portfolio containing securities or investment products
      • making 'buy/sell/hold' recommendation, giving price target, offering an opinion concerning the public offer
      • comments on general trends in the securities market, discussions on the broad-based indices, commentaries on economic, political, or market conditions, preparation or publication of the content of a research report
      • with respect to securities that are listed or to be listed in a stock exchange
    • whether written, oral, or through any other means of communication for the benefit of the Investor(s) through the Website. The Advisory shall be made available in the form of a one-time purchase by the Investor(s) subject Pay Per Advice Model.
    • “Investor(s)” - shall mean any natural person, limited or unlimited liability company, corporation, partnership (whether limited or unlimited), proprietorship, Hindu undivided family, trust, union, association, government or any agency or political subdivision thereof or any other entity that may be treated as a person under Law, who signed up to the Website as an Investor through the sign-up options provided on the Website by Multibagger to purchase Advisory from the Traders and/or the products or services being offered by the Multibagger through the payment of Fees as per the Pay Per Advice Model.
    • “Fees” – shall mean such consideration that the Investor shall be required to pay for obtaining Advisory from an Trader or for the products or services being offered by Multibagger either through a pre-paid/post-paid/subscription model as may be updated and modified at the sole discretion of Multibagger.
    • “Reference Terms” shall mean all applicable terms and conditions applicable and fully enforceable against the Users as included under the Privacy policy, Disclaimer, Risk Disclosure, Cookies Policy, Website Terms, and Conditions, etc.
    • It is hereby clarified that Multibagger shall have the right to change amend or modify the Pay Per Advice Model or substitute the same for any other model at its sole and absolute discretion on a prospective basis.
    • “Multibagger Policies” shall mean this Terms of Use and the Reference Terms.
    • “Services” shall mean such Advisory provided by Traders or such other services that may be provided by Multibagger on the Website.
  5. Use of the Website and its services and tools of Multibagger by the Users are governed by Multibagger Policies which is mandatorily applicable to You. If You transact/act/use Website content/facilitate services, you shall be subject to the Multibagger Policies that are applicable to you. By mere use of the Website, You shall undertake, agree to and confirm that you have understood the content of these Multibagger Policies and you are contracting with Multibagger and the Multibagger Policies shall constitute binding obligations on you.
  6. We reserve the right, at our sole discretion, to change, modify, add or remove portions of any of the Multibagger Policies, at any time without any prior written notice to you on a prospective basis. It is your responsibility to review these Multibagger Policies periodically for updates/changes. Your continued use of the Website deems that you accept and agree to the revisions made by us to Multibagger Policies. If any change in the Multibagger Policies are deemed as a major change by Multibagger in its sole and absolute discretion then Multibagger may notify the changes to the Users by way of an email, SMS, pop notifications, phone call or any other form of communication Multibagger deems fit. It is hereby clarified that Multibagger has no obligation to notify these changes and the Users have the primary responsibility to periodically check the relevant sections of the Website to determine such changes.
  7. As long as You comply with these Multibagger Policies, Multibagger grants you a personal, non-exclusive, non-transferable, limited, non-sublicensable, revocable license to use the Website.
  8. If at any time, You do not wish to accept the Multibagger Policies, you shall not use the Website or any other Services provided by Multibagger governed by the Multibagger Policies. Any terms and conditions proposed by you which are in addition to or which conflict with these Terms and Conditions are expressly rejected by Multibagger and will have no force or effect.
  9.  
  10. ACCESSING, BROWSING, FACILITATING, OR OTHERWISE USING THE WEBSITE INDICATES THAT YOU HAVE AGREED TO ALL THE TERMS AND CONDITIONS HEREINUNDER
  11. You undertake and confirm that you accept and agree to be bound by Multibagger Policies as amended from time to time. This Agreement is for an indefinite term and you understand and agree that you are bound by such terms.
  12. By using the Website, you agree to follow and are bound by all terms and conditions in connection to the use of the Website. Certain areas of the Site may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site, the latter shall have precedence with respect to your use of that area of the Site.
  13. Multibagger does not give/provide/display/sell any Advisory for trading on its own or through SMS or by any other means. Multibagger is only facilitating the provision of the Advisory from the Traders to the Investors through the Website. Investors on the Website are free to Obtain Advisory from any Trader and choose to act on any call from anyone or more Trader or reject/not opt-in on any Advisory at their sole discretion. Neither Multibagger nor shall any Trader, in any event, be liable for any loss(es) incurred by the Investor due to any Advisory issued by an Trader on the Website. Multibagger shall not be liable for any damage incurred to any Trader or Investor.
  14. Multibagger does not give any assurance or fixed return to the investor/user at any point of time or send the trading calls through SMS, call, or any other means. Multibagger does not give any assurance or fixed return to the Investor at any point of time.
  15. The Website is a platform that facilitates an Investor to obtain Advisory from various Traders for their information purpose. Multibagger is not and cannot be a party to or not control in any manner on how the Investors act upon the Advisory provided by the Traders. The Investor shall be required to pay a fee to take the Advisory published by the Advisors. It is hereby clarified that the Trader Info published by Multibagger is not in any manner published to entice the Investors for taking any Advisory from the Trader. The Advisory Info is published on the Website for the convenience of the Investor to verify the authenticity of the Trader and checking their past performance.. Multibagger in no manner represents or warrants the accuracy of the Trader Info. The Investors are required to independently evaluate the Advisory and act upon the same at the sole risk of the Investors.
  16. Multibagger does not make any representation or warranty as to specifics (such as any kind of profit accuracy of market call, etc.) of the Advisory or Traders or services proposed to be sold or offered to be sold or purchased on the Website. Multibagger does not implicitly or explicitly support or endorse any Advisory or Trader.
  17. The Advisory published are not to be construed as an offer to buy /sell or the solicitation of an offer to buy/sell any security upon any Advisory in any jurisdiction where such offer or solicitation would be illegal. The Advisory does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, risk profile, and needs of Investors.
  18. The website may use cookies. By using our website, you undertake, confirm and agree to these terms of use. Your consent is implied to our use of Cookies Policy in accordance with the terms of our Privacy Policy which can be accessed here – Privacy Policy
  19. Multibagger may terminate any User's access to the Site or any part thereof at any time and for any reason without any notice.
  20. Multibagger does not give any warranty for the accuracy of the information, software, database, or other system or functionality of the website.
  21. Multibagger may change or discontinue any aspect of the Site at any time, including, its content or features.
  22. All contents on the Site are the exclusive property of Multibagger except third-party content. The software, text, images, graphics, video, and audio used on the Site belong to or are licensed to Multibagger or its vendors and affiliates. No material from the Site may be copied, modified, reproduced, republished, uploaded, transmitted, posted, or distributed in any form without prior written permission from Multibagger. All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on the Site may violate copyright, trademark, and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable, limited right to access the Site and avail of the services provided by Multibagger on the Website. To know the detailed terms and conditions applicable to the Intellectual Property available on the Website Users are requested to go through the Website Terms and Conditions available on - Terms & Conditions
  23. Multibagger does not make any warranties, express or implied, with respect to any Service, information, data, software, system, functionality, statements, or products made available on the Site. The information contained on the Site has been obtained from sources believed to be reliable. The Site, and all content, materials, information, software, and services provided on the Site, are provided on an "as is" and "as available" basis.
  24. Multibagger does not warrant that the Site will operate error-free or that the Site and its servers are free of computer viruses or other harmful mechanisms. If your use of the Site or content therein results in the need for servicing or replacing equipment or data, Multibagger is not responsible for any such costs. Site and content are provided on an "as/is" basis without any warranties of any kind. Multibagger makes no warranties about the accuracy, reliability, completeness, or timeliness of the content, services, software, text, graphics, and links.
  25. Multibagger shall not be liable for any damage to your computer system or loss of data that results from the download of any content, materials, and information from the Site or use of any software, systems, functionality, or other services on the Site. Under no circumstances will Multibagger be liable in any way for any content, including, but not limited to, inaccurate, false, incomplete, threatening, defamatory, obscene, offensive, illegal content, infringement of other’s rights including intellectual property rights, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded. Further, under no circumstances, Multibagger shall be liable for any unlawful act of the User or its affiliates, relatives, employees, agents including misuse of any data, unfair trade practices, fraud, cyber squatting, hacking and other cybercrimes. In no event shall Multibagger be liable for damages of any kind, including, direct, incidental, or consequential damages (including, but not limited to, damages for loss of profits, business interruption, and loss of programs or information) arising out of the use of or inability to use the Site, or any information provided therein, or any claim attributable to errors, omissions or other inaccuracies in the Site.
  26. You may not send, submit, post, or otherwise transmit, material or messages that contain software virus, or any other files that are designed to corrupt, destroy, and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of the Site, or other user's ability to use the Site.
  27. You may not conduct any systematic or automated data collection activities (including scraping, data mining, data extraction, and data harvesting) on or in relation to our website without our express written consent. You may not use our website or our ’s website to transmit or send unsolicited commercial communications except market research-related data/documents.
  28. For availing of the service/platform under our website, registration is required. You will get a password and account information upon completing the registration on the Site. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. By registering, you agreed to these terms of use in addition to any other specific terms which shall be posted at an appropriate location of the Site. To access these services, you will be asked to enter your individual Username and Password. Therefore, we do not permit i) Any other person sharing your Username and Password ii) Any part of the Site being cached in proxy servers and accessed by individuals who have not registered with the Site as users iii) Access through a single User Name and Password being made available to multiple users on a network.
  29. You shall be responsible for maintaining the confidentiality of your Display Name and Password and you shall be also responsible for all activities that occur under your Display Name and Password. You agree that in case of any information you have provided is found to be untrue, inaccurate, or incomplete or not current or we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with these Terms of Use, we shall have the right to indefinitely suspend or terminate or block your access to the Website.
  30. Whenever we reasonably believe that a Username and Password are being used/misused in any manner as clarified above, we reserve the right to cancel your access right to our website/application immediately without any notice or block access to all users from that IP address.
  31. You specifically agree that Multibagger shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the Site.
  32. The Site may be used only for lawful purposes. Multibagger specifically prohibits any other use of the Site, and all Users agree not to i) Post or submit on the Website any incomplete, false, or inaccurate report or biographical information or information which is not your own; ii) Send unsolicited mail or e-mail, making unsolicited phone calls or send unsolicited faxes regarding promotions and/or advertising of products or services to a user of the Site; iii) Delete or revise any material posted by any other person or entity; iv) Take any action that imposes an unreasonable or disproportionately large load on the Site's infrastructure; v) Attempt to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Site; vi) Aggregate, copy or duplicate in any manner any of the content or information available from the Site.
  33. You agree not to use/insert any of the User's URL, weblink, email address, and website while accessing any material on the Site.
  34. On non-conformance by users of any of the aforesaid terms, Multibagger may in its sole discretion, restrict or terminate the offending User's ability to access the Site and determine whether to take any other actions i.e. whether to remove or request the removal of the User’s content. Multibagger shall have no liability or responsibility whatsoever to Users for performance or nonperformance of such activities.
  35. Multibagger with its sole discretion reserves the right to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise, violates these Terms of Use, including without limitation, removing the User Content from the Site and/or terminating the offending User's ability to access the Site and/or use services therein. Multibagger may take any other action with respect to User Content or User actions that it deems necessary or appropriate if it believes that it may create liability for Multibagger or may cause Multibagger to lose (in whole or in part) the services of its ISPs or other suppliers.
  36. The User hereby specifically agrees to comply with the requirements of the Information Technology Act, 2000 along with rules, regulations, guidelines, bye-laws, and notifications made thereunder. The user also undertakes that the content provided by him/her is not defamatory, obscene, threatening, abusive, or hateful. You shall alone be responsible for all your acts, deeds, and things, and that you shall also be liable individually for civil and criminal liability arising thereunder or under any other law for the time being in force.
  37. Failure or delay by Multibagger in exercising any right, power, or privilege under the Terms of Use will not operate as a waiver of it, nor will any single or partial exercise of it preclude any further exercise or the exercise of any right, power, or privilege under the Terms of Use.
  38. If the Multibagger website provides links to websites and access to content, products, and services from third parties, including users, advertisers, affiliates, and sponsors of the Site, you agree that Multibagger is not responsible for the availability of, and content provided on third party’s web sites or content. You are requested to peruse the policies posted by other websites regarding privacy and other topics before use. Multibagger is not responsible for third-party content accessible through the Site, including opinions, advice, statements, and advertisements, and the Investor shall bear all risks associated with the use of such content. Multibagger is not responsible for any loss or damage of any sort which the User may incur from dealing with any third party.
  39. The Website is controlled, operated, and administered by Multibagger from its offices within India. Multibagger makes no representation that Materials on this site are appropriate or available for use at any other location(s) outside India. Any access to this site from territories where its contents are illegal is prohibited. You may not use the site or export the materials in violation of any applicable export laws and regulations. If you access this site from a location outside India, you are responsible for compliance with all local laws.
  40. As part of the necessary process to set up an account on the Site (an "Account") and obtain access to certain parts of the Services, you will be required to provide your full name, email address, password, and phone number (the "Registration Credentials"). You must ensure that your Registration Credentials are accurate, truthful, and updated. We reserve the right to block the creation of your Account based on our inability to confirm the authenticity of your Registration Credentials.
  41. Unless you log in to your Account via a Third-Party Account, please note that your email address and password which you provide as part of the Registration Credentials will be used to login into your account. You will be solely responsible for maintaining the confidentiality of your email address and password and must immediately notify us of any unauthorized use of your Account. You are solely responsible for all activity and usage on your Account, including, but not limited to, use of the Account by any third party authorized by you to use your email address and password. You have to create and maintain different Accounts to access different Services at any time.
  42. Nothing contained on the Site may be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark without the written permission of Multibagger or any third party that may own the trademarks. Your use of trademarks, or any other content/concept of the Site, except as provided herein, is strictly prohibited.
  43. You undertake and agree to fully indemnify, defend and hold harmless to Multibagger, its corporate affiliates, and their respective officers, directors, and employees from all claims, demands, liabilities, damages, losses, costs, and expenses, including legal fees and other charges whatsoever, that may arise as a result of (i) any breach of these Terms and Conditions by you or (ii) violation by you of any law or the rights of any third party. Without prejudice to any other rights in these Terms and Conditions, if you breach in whole or in part any provision contained herein, Multibagger or any of its corporate affiliates or which provides Services to you, reserves the right to take appropriate action as it deems fit, including (but not limited to) terminating any agreement in place with you, terminating or blocking the Services offered to you via the Site and/or taking legal action against you.
  44. The Traders shall confirm that you will not join or become part of any website/application/mobile app/platform/aggregator other than Multibagger which provides similar services (where one or more Traders provide Advisory to multiple Investors). However, the Traders are free to share/sell/offer your product/market research data/documents/trading call/tips to individual person/investor directly.
  45. SPECIFIC TERMS OF USE FOR THE TRADERS
    The Traders on multibagger are sharing their views of the market for educational purpose. One should look at it as education but not as recomendations. No one from multibagger or traders will not insist or recommend to buy, sell, trade & invest. 
  46. The Trader(s) hereby agree that they may be required to obtain Know Your Customer (KYC) for the Investors who obtain their Advisory. The Trader(s) hereby agree to outsource the process of KYC (limited to the collection of documents) for the Investors to Multibagger at such fees as may be solely decided by Multibagger. The Traders agree to the process by which Multibagger may obtain the KYC for the Investors. The Trader(s) hereby undertake to inform Multibagger of any change in applicable law which may require the Traders to conduct a KYC procedure separate from the one conducted Multibagger requiring documents beyond the ones collected by Multibagger. It shall be the obligation of the Traders to adhere to the applicable laws and fulfill their obligations. Under no circumstance shall Multibagger be held liable for any non-compliance by the Traders under applicable laws, each Trader hereby indemnifies Multibagger for any such violation.
  47. The Traders as per applicable laws may be required to conduct a risk profiling of the Investors prior to providing any Advisory to the Investors. The Traders hereby agree that the risk profiling process conducted by Multibagger on the Website shall be sufficient for the purpose of all applicable laws. The Traders shall hereby do all such necessary acts to ensure that the risk profiling process forms part of their standard procedures. The Trader(s) hereby undertake to inform Multibagger of any change in applicable law which may require the Traders to conduct a risk profiling procedure separate from the one conducted Multibagger requiring information beyond the information collected by Multibagger. It shall be the obligation of the Traders to adhere to the applicable laws and fulfill their obligations. Under no circumstance shall Multibagger be held liable for any non-compliance by the Traders under applicable laws, each Trader hereby indemnifies Multibagger for any such violation.
  48. The Traders undertake and agree to indemnify and not hold Multibagger, its officers, employees, from any claim, demand, or damage, including reasonable attorney’s fees, asserted by any third party or any regulatory body or administrative body of the government due to or arising out of your use of or conduct on the Site. Multibagger reserves the right to disclose any personal information about you and your uses of the Site including its contents, without your prior permission for its own uses or others. Further, Multibagger may also share your personal information if necessary to i) conform to legal requirements or comply with legal processes; ii) protect and defend the rights or property of Multibagger; iii) enforce the Terms of Use, or iv) act to protect the interest of its users, members or others.
  49. Any information provided by you may be shared with any third party or user as per discretion of Multibagger. We reserve the right to use your information to provide the Investor with a more personalized online experience. The Traders shall be responsible for your Advisory provided by you through our platform.
  50. The Traders agree, consent and confirm that Multibagger can use their logo, name on its website, application, mobile app, promotional/marketing material, social media marketing, digital campaign, whether in a written or oral format, etc. as and when Multibagger deems fit or required for business promotion or procurement. You will not demand any pay-out from Multibagger for using your name or logo.
  51. Multibagger shall have the right to use its algorithms or use any such method or process to determine the quality of the Advisory provided by an Trader and shall publish the same on the Website alongside the details of the Trader. Multibagger shall have the absolute discretion to determine the performance of the Trader on the Website and shall have the right to alter the manner in which the Trader’s information is displayed within the Website. Multibagger shall not be liable for any loss of ranking in search results, quality of Advisory, direct loss, indirect loss, a remote loss that may occur to the Trader due to the actions of the Trader on the Website or as may occur due to any decision or action taken by Multibagger as per the Multibagger Policies.
  52. Payment terms for Traders: Pay per advice model
    • The Traders shall have the right to price their Advisory for a particular Fee. The Investors shall have the right to purchase the Advisory by paying the relevant Fee.
    • The Trader shall receive their portion of the Fee as per the Pay Per Advice Model subject to the deduction of the Platform Fee.
    • There will be GST 18% deducted from the payment to be made to the Trader.
    • The Traders shall be paid every Thursday based on the earnings of the Trader for the preceding 7 days.
  53. SPECIFIC TERMS OF USE FOR THE INVESTORS
    For availing of the Services from the Website, registration by the User is required. You will have a password and account designation upon completing the registration on the Site. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. By registering, you agree to the following terms in addition to any other specific terms which shall be posted at an appropriate location of the Site. Each registration is for a single individual user only. To access these services, you will be asked to enter your individual Username and Password. Therefore, we do not permit i) Any other person sharing your Username and Password ii) Any part of the Site being cached in proxy servers and accessed by individuals who have not registered with Site as users iii) Access through a single username and password being made available to multiple users on a network.
  54. Multibagger is a platform that aims to establish a link between Traders and Investors. The Investors hereby acknowledge that Multibagger is not a SEBI registered Investment Trader or Research Analyst or Independent Research Analyst or a NISM registered entity. The Investors hereby also agree and acknowledge that Investors have the responsibility to conduct their enquiry to determine the nature of the Traders on the platform and their qualifications and registrations under all applicable laws which the Traders shall disclose within their profile. The Investors understand the volatile nature of the securities markets and acknowledge that the Advisory provided by the Traders is being provided by the Traders in their professional capacity and that Multibagger has no role to play in the kind of Advisory published on the Website. The Investors shall evaluate the Advisory obtained by the Investors through the Website and make an independent decision on whether they choose to follow the Advisory.
  55. The Traders may be required to obtain KYC for the Investors prior to providing any Advisory to the Investors. The Investors hereby agree to provide Multibagger with all such documents as may be required to complete the KYC for obtaining the Advisory and pay such fee as may be required to complete the process as solely determined by Multibagger.
  56. Neither the Traders nor Multibagger in any way guarantees the accuracy of the Advisory published on the Website. Multibagger shall not be liable for any incurred loss, future loss, direct loss, indirect loss, remote loss or any other form of loss incurred by the Investor from acting on the Advisory published on the Website or such loss incurred by the Investor due to the use of the Website.
  57. Multibagger does not give a guarantee of giving calls from each and every registered trader on its platform. The Traders have the right to provide the Advisory at such intervals as may be determined by the Trader.
  58. The Website is a platform that investors can use to meet and interact with various market/technical analysts for their investment purpose. Multibagger is not and cannot be a party to or control in any manner or any transaction between the Investors or with Trader.

Dispute Resolution and Governing Law

In case of any dispute that may arise, you agree that you shall refer the dispute for resolution through arbitration proceeding under the Sole arbitrator appointed from the Panel of Arbitrators of Multibagger. The seat of arbitration shall exclusively be Bangalore. All the arbitration proceedings to resolve the dispute will be carried out as per the Arbitration & Conciliation Act 1996 as amended up to date. The Arbitration Award will be final and binding on you.

  1. These Terms and Conditions shall be construed and interpreted in accordance with the laws of the Republic of India and the courts at Bangalore shall have the exclusive jurisdiction to entertain and try any matter arising out of this Agreement or any agreement(s) thereunder, without conflicts of law thereof. This is the case regardless of whether you reside or transact business with Multibagger anywhere else in the world.
  2. If any part of these Terms and Conditions are held unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.
  3. You are legally bound to comply with the law governing the securities market. Further, you are also responsible to comply with each and every regulatory provision being in force from time to time.
  4. The Terms of Use shall be governed by the Laws of India. The Courts of law at Bangalore shall have exclusive jurisdiction over any disputes arising under the Terms of Use.